Microloan and participation program for investors

Minimum investment and interest rate

Investors in the participation program of Mama Africa Invest receive a guaranteed fixed interest rate of 5% with a minimum investment of 1,000 EUR.

Term and termination

This is certainly not much, but a safe investment for a good, social and sustainable cause. The minimum investment period is five years. If the investment is not cancelled by September 30 of the fifth year at the latest, it is automatically extended for another year.

Deposit account

The investment begins with the receipt of the amount on the account:

IBAN AT08 19210 20131243002

BIC INGBATWW

Ing DiBa Vienna

Mama Africa

Marking of the deposit

Please mark deposits with the subject: "Mama Africa Invest" and your birthday in the notation: YYYYMMDD

Mail announcement

Please also send us a mail to office@mamaafrica.eu with your personal data, including birthday, and how long you would like to invest. We will then send you a confirmation of receipt with an appropriate payment plan.

For what does Mama Africa use the money of the fund?

From the announcement below you can see for which projects Mama Africa Invest uses the money.

The focus of the funds is on investments, especially in projects initiated by women. Experience, especially in Africa, shows that money is knowingly better off in the hands of women than in the hands of men. It can therefore be assumed that investments in women's projects are much safer.

Preference is given to single mothers, then to female applicants, then to families and finally to men.

Mama Africa Invest always receives a blocking minority in order to be able to co-determine essential decisions of the enterprise. This brings further security to the investment. The projects must meet certain sustainability criteria and be able to secure a long-term livelihood for the applicants and their families.

Mama Africa Invest manages investments intensively through volunteers on site. The accounting of all investments is done centrally at Mama Africa Invest. We therefore have a constant insight into the economic situation of the investments and can intervene at any time to help or, in the worst case, prevent total losses.

Investments are not aimed at maximizing profit, but serve sustainable, social, and creative purposes, which, however, should ensure that an appropriate profit is achieved.

After receiving the first 10,000 €, Mama Africa Invest will process the applications received up to that point and start the investments. Every single project that is approved and in which Mama Africa Invest participates, will be presented in detail on the website.

Help us to reduce migration as much as possible, by helping on the ground in the form of helping people to help themselves. Contact us today about investing with Mama Africa Invest.

Click here: office@mamaafrika.eu

Start-up initiative from Mama Africa

Mama Africa offers start-ups in Kenya a partnership with venture capital participation. The founder submits the idea to office@mamaafrica.eu.

Pre-conditions:

- The program can only be used by members of Mama Africa.

 - Membership in Mama Africa is free of charge.

- You can apply for membership here.

- Prioritization within the membership

      - single mothers are preferred

      - then women applicants

      - then families

      - then single men

- Participations are possible up to a maximum of 500,000 KES

- smaller stakes (in terms of total amount, but always at least 25% share) are preferred

- Mama Africa Invest always holds a blocking minority of at least 25%.

- the business idea must generate an independent income from which the applicant can cover his/her entire living expenses

- the business idea must have sustainable criteria

- ideas in the field of social entrepreneurship are also possible if self-financing is ensured in the business plan

The submission must include the following:

- Curriculum vitae

- photo

- copy of passport

- proof of registration

- police clearance certificate

- Proof of good character or recommendations

- All communication data

- Description of the business idea

- Business plan for the first 3 business years (we help with the preparation)

- Exact determination of the capital requirements according to

o Investments and

o coverage gap for the first years of operation

Mama Africa Invest Services

- Assists in the preparation of the business plan

- In discussions with banks and other outside capital providers

- In effective, sustainable business organization

- In business contacts in the European Union

- In linking with other business ideas and communities

- In advertising and marketing in social media

- In funding applications

- In the area of education and training

- If necessary, in product design and possible certifications

What projects and startups are funded?

- Sustainable

- Innovative and

- Above all local business ideas

- If possible, with ecological and/or social aspects with a common good orientation, but also profit orientation, which are suitable to guarantee the livelihood of the applicant.

At the beginning the equity share of Mama Africa should be

500,000 KES

and a minimum participation of 25% - with assurance of a blocking minority.